“Dear Tim, We’re more than delighted to explain our dealings with you and our satisfaction with how you have helped us. You’re open and genuine and never have you “talked over our heads.” You explain things in a way we can understand and you are patient to work with us and allow us to think and make up our minds. You are sincere in admitting your desire to learn all you can about the technicalities of insurance and investments and make us feel you really care. Concerning Walt’s Life Insurance, you saved our necks and were right on. We feel comfortable and confident in your advice. In these troubled times it truly is essential how we manage our affairs. We highly recommend you as our service representative, who cares and has integrity. God’s speed to you.”